HARP Refinance in MN, WI, or SD

BREAKING NEWS: The HARP Refinance program has been extended until 12/31/2018.

A joint announcement from the Department of Housing and Urban Development and the Treasury Department indicated that the Making Home Affordable initiative has been successful, and they desire to make sure as many people as possible take advantage of the program!

HARP refinance loans are great way to get today's low fixed mortgage rates! We are an approved HARP Lender! This program allows more people to qualify under the flexible loan-to-value guidelines. Our clients love the low fixed rates and security of a HARP refinance.

Underwater? No problem!
Lost Value? No problem!
Easier Credit Requirements
Refinance into Lower Mortgage Rates
Save money each month
Fixed Rate Payments for 10, 15, 20, 30-Years
Reduce Your Mortgage Payment



DO I Qualify for a HARP refinance?


Check for ownership of your loan with

Fannie Mae or Freddie Mac

Don't Qualify for HARP?  Have an existing FHA, VA, or USDA Mortgage Loan?underwater

No problem, all of those programs also offer a no appraisal streamline refinance. So don't worry if your home has lost value.

We can cover the closing costs too.

FHA and VA Streamline REFINANCE - NO APPRAISAL needed option
Special refinance programs if you currently have an FHA or VA home loan

Sit back, relax, and let our friendly loan specialists walk you through the entire loan process so you can enjoy this unforgettable experience!


You have nothing to lose by inquiring about a HARP or standard mortgage refinance for home sin Minnesota, Wisconsins, or South Dakota.

Currently, the HARP Refinance program only allows people who have a loan owned by Fannie Mae or Freddie Mac to refinance an underwater home, but as home values have gone up significantly since the crash, you may be able to refinance regardless of what type of loan you have today.

Apply Online or Call to speak with a MN based loan officer today!
(651) 552-3681

"Joe and Eric made the entire process very easy, from filling out the paperwork to closing. Things were handled in a very timely manner and from loan application to closing was only about 2 weeks."
Mike M - St Paul, MN

"We can't say enough about how well we were treated. This has been a very stressful time for us and your loan officer did everything possible to help us. We truly appreciate the way we were treated."
John - Madison, MN

"Our Loan Officer, Joe Metzler, was extremely helpful and knowledgeable about home mortgage loans. I was a first time home buyer, and had never done this type of loan before, he explained everything step by step. I appreciated all of his help with my many phone calls I had to make to her with my questions! Joe's a great asset to your company."
Nicole - Minneapolis, MN

I just wanted to say THANK YOU for making my home buying experience a great and flawless one! I know my case was not an easy one and I wouldn't have made it without all your hard work and efforts. Thank you for believing in me and guiding me throughout.   Both the seller and my realtor spoke highly of your work. I will definitely be sending referrals your way, and I am sure my realtor will be too. Again, thank you so much for all your hard work!!!
Mary V - St Paul, MN