We provide home mortgage loans only for properties located in MN, WI, or SD, WIMortgages Unlimited, Inc - Joe Metzler Team
33 Wentworth Ave E - Suite 290, West St. Paul, MN 55118. NMLS #225504

HARP Refinance Application (651) 552-3681

Please answer ALL of the questions to the best of your ability

Borrower Basic Information 

 * = Required Information

 

Completing an application does NOT obligate you to anything.  Rather it simply gives us all the information needed to make an initial loan determination.  You must still agree and consent to actually proceed with a full loan.

Your FULL Name (First, MI, Last) *
Is there a co-borrower? No  Yes 
  If yes, co-borrower full name
Email address *
Best Phone*   Home or Cell
2nd best phone #
Home or Cell
* Work (REQUIRED for verification of employment)
Current Address *
  City
  State  Zip  
How long have you lived here years months
Old Address
(if at current less than 2 years)
  Address
  State Zip
  Did you .
  How long did you live there years months
Date of Birth (format mo/da/year) Required
Social Security Number Required
Marital Status
Years of Schooling
Any dependents? No  Yes.
  If yes, how many? Ages
Your Credit
Credit  
Estimated Score?
Bankruptcy? Ever File Bankruptcy?
    If Yes, How long discharged? Years
Foreclosure? Ever have a Foreclosure?
  If Yes, How long ago? Years
   

Borrower Employment

 
Employer
Address
  City
  State Zip
Position/Title with Company
Time with Current Employer Years Months
How long in this line of work? Years
Are you self employed?
Former Employer (if less than 2 years with current employer)
Employer
  Address
  City
  State Zip
  You worked there from when to when mo /yr until mo / yr
  Old Income , per
  Former Position/Title
   

Contacting You

We usually attempt to contact you between 10:00 AM & 6:00 PM Monday - Friday.
If we are unable to contact you during this time frame, it could delay your application.
Daytime Contact at
   

Basic Loan Information

 
Property is our
Your current monthly payment is: $ month. 
  Does this include escrows? YES  NO
Your current Interest rate? %
Current Mortgage Company?  
Current escrows: Property Taxes $. Homeowners Insurance $ (if known)
About this property? Year purchased? . What was the original cost? $
Today's estimated value $   Estimate is based on
Current balance  $
Do you have mortgage insurance?   YES   NO   Unsure   LPMI (PMI built into interest rate)
Do you have a 2nd Mortgage or Home Equity Loan
Yes No

If yes, how much do you still owe?

Who owns your mortgage? Check for ownership:  Fannie Mae   Freddie Mac
   

Subject Property Information:

 
Same as mailing address? Yes   (we lend in MN, WI, and SD only)
 or property  Address:
  City
  State Zip
:

 

Monthly Income:

Gross Monthly Income (Pre-Tax)
Base Income $ per
Overtime
Bonuses
Commissions
Dividends/Interest
Net Rental Income
Other (Child Support, Social Security, Pension, etc)
Explain Income
   

Assets: (Include all Applicants)

(includes checking, savings, stocks, mutual funds, etc.) (Include all Applicants Assets)
Account 1 $ Name of Bank
Account 2 $ Name of Bank
Account 3 $ Name of Bank
All additional accounts $
Stocks and Bonds $ Name of Bank
401(k)/Retirement $
Net Worth of Businesses Owned $
Automobiles Owned 1 Yr/Make. Estimated Vale $
Automobiles Owned 2 Yr/Make. Estimated Vale $
   

Liabilities:

Who do you owe? (Include all Applicants debts)

Alimony/Child Support

$
List ALL other debts of ALL applicants (car loans, credit cards, student loans, etc) Total per Month $
   

Other Properties:

 
Do you currently own any other property than the one you are living in? No Yes
If "Yes" - What is it worth? $ How much do you owe on it? $

What is the payment?

$
Address City St Zip
   

Declarations:

 
A. Are there any outstanding judgments against you?
B. Have you been declared bankrupt within the past 7 years?
C. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
D. Are you a party to a lawsuit?
E. Have you directly or indirectly been obliged on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure or judgment?
F. Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee?
G. Are you obligated to pay alimony, child support, or separate maintenance?
H. Is any part of the down payment borrowed?
I. Are you a co-maker or endorser on a note?
J. Are you a U.S. citizen?
K. Are you a permanent resident alien?
l. Do you intend to occupy the property as your primary residence?
M. Have you had an ownership interest in a property in the last three years?
(1.) What type of property did you own Principle residence (PR), second home (SH), or investment property (IP)?
(2.) How did you hold title to the home - solely by yourself (S), jointly with your spouse (SP), or jointly with another person (O)?
   

Government:

Information for Government Lender Monitoring purposes
 I do not wish to answer
Race
Ethnicity: NOT Hispanic or Latino
  Hispanic or Latino
Gender
   

Other Information:

Please write in any other information you feel is important to us making our decision, or answers to any YES questions in the declarations section.
 
How did you find out about us  
This help's keep our advertising dollar effective, therefore reducing YOUR closing costs!
   

Finish:

 

 

2009 - 2017 Joe Metzler Team at Mortgages Unlimited, Inc. NMLS # 205504.
Originator is Joe Metzler  NMLS # 274132.