FHA Purchase Loan in MN, WI, or SD or WI
Minimal Down Payment and Low Closing Costs.
Easier Credit Qualifying Guidelines such as:
- Down payment just 3.5% of Sales Price
- Gift for down payment and closing costs allowed.
- Not just for first time home buyers.
- FHA regulated closing costs.
- Seller can pay up to 6% of sales price towards
- Minimum FICO credit score of 640.
- FHA will allow a home purchase two
years after a Bankruptcy.
- FHA will allow a home purchase three
years after a Foreclosure.
Cash Out Refinance
In Minneapolis area
HARP Refinance Refinance
For existing FHA loans only..
- No Cost Interest Rate Reductions programs.
- No Income or Credit Qualifications Option.
- Zero cost refinance options available.
- Easily switch amortization from adjustable to fixed.
FHA 203k Streamline fix up purchase
Standard Conventional Loans
VA Loan for Purchase in St Paul, Minneapolis area